[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.prawda.cz\/se-spravnou-nemovitosti-dosahnete-na-pujcku-jako-nic\/#Article","mainEntityOfPage":"https:\/\/www.prawda.cz\/se-spravnou-nemovitosti-dosahnete-na-pujcku-jako-nic\/","headline":"Se spr\u00e1vnou nemovitost\u00ed dos\u00e1hnete na p\u016fj\u010dku jako nic","name":"Se spr\u00e1vnou nemovitost\u00ed dos\u00e1hnete na p\u016fj\u010dku jako nic","description":"Pl\u00e1nujete po\u017e\u00e1dat o americkou hypot\u00e9ku a nev\u00edte, jakou nemovitost zvolit jako z\u00e1ruku? Boj\u00edte se, \u017ee v\u00e1\u0161 nemovit\u00fd majetek nebude na p\u016fj\u010dku sta\u010dit? A co kdy\u017e pot\u0159ebujete p\u016fj\u010dku a \u017e\u00e1dnou nemovitost nem\u00e1te? Takov\u00e9 ot\u00e1zky napadaj\u00ed jist\u011b v\u0161echny lidi, kte\u0159\u00ed pom\u00fd\u0161lej\u00ed na sjedn\u00e1n\u00ed v\u00fdhodn\u00e9 americk\u00e9 hypot\u00e9ky. V\u016fbec se nen\u00ed \u010demu divit, je to p\u0159irozen\u00e9, a p\u0159edev\u0161\u00edm je […]","datePublished":"2018-10-09","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.prawda.cz\/author\/#Person","name":"","url":"https:\/\/www.prawda.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9994033610bfa8d5c75e7c2dd1b5bdd54900f4ed2e7e5c6722d4887246e31af4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"prawda.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.prawda.cz\/wp-content\/uploads\/img_a327246_w1765_t1539509134.jpg","url":"https:\/\/www.prawda.cz\/wp-content\/uploads\/img_a327246_w1765_t1539509134.jpg","height":0,"width":0},"url":"https:\/\/www.prawda.cz\/se-spravnou-nemovitosti-dosahnete-na-pujcku-jako-nic\/","about":["D\u016fm a zahrada"],"wordCount":429,"articleBody":"        Pl\u00e1nujete po\u017e\u00e1dat o americkou hypot\u00e9ku a nev\u00edte, jakou nemovitost zvolit jako z\u00e1ruku? Boj\u00edte se, \u017ee v\u00e1\u0161 nemovit\u00fd majetek nebude na p\u016fj\u010dku sta\u010dit? A co kdy\u017e pot\u0159ebujete p\u016fj\u010dku a \u017e\u00e1dnou nemovitost nem\u00e1te? Takov\u00e9 ot\u00e1zky napadaj\u00ed jist\u011b v\u0161echny lidi, kte\u0159\u00ed pom\u00fd\u0161lej\u00ed na sjedn\u00e1n\u00ed v\u00fdhodn\u00e9 americk\u00e9 hypot\u00e9ky. V\u016fbec se nen\u00ed \u010demu divit, je to p\u0159irozen\u00e9, a p\u0159edev\u0161\u00edm je to i spr\u00e1vn\u00e9, nebo\u0165 ka\u017ed\u00fd, kdo chce \u017e\u00e1dat o p\u016fj\u010dku, by si m\u011bl nejd\u0159\u00edve dob\u0159e promyslet jej\u00ed podm\u00ednky a to, jakou z\u00e1ruku za p\u016fj\u010dku zvol\u00ed, a zda bude schopn\u00fd bez pot\u00ed\u017e\u00ed p\u016fj\u010denou \u010d\u00e1stku spl\u00e1cet. M\u00edt dluh, to je v\u017edycky velk\u00fd z\u00e1vazek, a v\u017edy bychom se proto m\u011bli m\u00edt na pozoru, aby n\u00e1m nep\u0159erostl p\u0159es hlavu. Ka\u017edop\u00e1dn\u011b, vra\u0165me se nyn\u00ed k v\u00fd\u0161e uveden\u00fdm d\u016fle\u017eit\u00fdm ot\u00e1zk\u00e1m:Jakou nemovitost m\u016f\u017eete zvolit jako z\u00e1ruku za americkou hypot\u00e9ku? Vlastn\u011b t\u00e9m\u011b\u0159 ka\u017edou. Jde v prvn\u00ed \u0159ad\u011b o to, abyste si rozmysleli, kolik pen\u011bz pot\u0159ebujete m\u00edt. Jestli\u017ee pom\u00fd\u0161l\u00edte na pom\u011brn\u011b malou dlu\u017enou \u010d\u00e1stku v \u0159\u00e1du a\u017e n\u011bkolika des\u00edtek tis\u00edc, tak m\u016f\u017eete celou v\u011bc dob\u0159e vy\u0159e\u0161it s pomoc\u00ed n\u011bjak\u00e9 men\u0161\u00ed, ne p\u0159\u00edli\u0161 hodnotn\u00e9 nemovitosti, t\u0159eba gar\u00e1\u017ee. Jestli\u017ee si chcete vz\u00edt vysok\u00fd \u00fav\u011br v \u0159\u00e1du n\u011bkolika mili\u00f3n\u016f korun, pak by se m\u011blo jednat o opravdu hodnotnou z\u00e1stavu, t\u0159eba v podob\u011b luxusn\u00ed vily s rozlehl\u00fdmi pozemky k tomu. Ka\u017edop\u00e1dn\u011b nemus\u00ed j\u00edt v\u017edy nutn\u011b o n\u011bjakou stavbu \u010di samostatn\u011b stoj\u00edc\u00ed objekt, sjednat si toti\u017e m\u016f\u017eete i hypot\u00e9ku na pozemek anebo hypot\u00e9ku na dru\u017estevn\u00ed byt.Nev\u00edte, zda v\u00e1\u0161 majetek bude na p\u016fj\u010dku sta\u010dit? Tyto po\u010dty jsou jednoduch\u00e9. V\u00fd\u0161e va\u0161\u00ed p\u016fj\u010dky m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent aktu\u00e1ln\u00ed odhadn\u00ed hodnoty zvolen\u00e9 nemovitosti. To je tedy hranice, kterou ur\u010d\u00edte t\u00edm, jakou nemovitost zvol\u00edte jako z\u00e1ruku.A co kdy\u017e \u017e\u00e1dnou nemovitost nevlastn\u00edte? To u\u017e je trochu hor\u0161\u00ed situace, ale nen\u00ed ne\u0159e\u0161iteln\u00e1. Zb\u00fdv\u00e1 v\u00e1m sehnat si n\u011bkoho jin\u00e9ho, kdo takov\u00fd majetek m\u00e1, a z\u00e1rove\u0148 je ochotn\u00fd se s n\u00edm za v\u00e1s zaru\u010dit.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Se spr\u00e1vnou nemovitost\u00ed dos\u00e1hnete na p\u016fj\u010dku jako nic","item":"https:\/\/www.prawda.cz\/se-spravnou-nemovitosti-dosahnete-na-pujcku-jako-nic\/#breadcrumbitem"}]}]